Frequently Asked Questions

Am I obligated to use this service if I get the Savings Analysis?
  • Absolutely not! The Savings Analysis is 100% FREE, it just explains a little bit about our financial crisis, it shows you how our system works and how much money you can save. This is not a high-pressure sales pitch and it is a complete NO risk opportunity!

Is this legitimate and does it really work?
  • Absolutely! This is typical laws of finance, you make one extra payment per year which reduces your principal which has a much larger affect on your interest. Watch the video of Oprah talking about it, do the Savings Analysis, and see how awesome this money-saving process is.

Why can't I do this myself? Why do I need your service to help me?
  • This is a great point. The reality is that it is possible to do it yourself, however only 3% of Americans successfully do it. Typically they get a check back at the end of the year from the lender from the extra money paid out that year or it is automatically applied towards the interest, NOT the principal. Banks do not make this simple because they are losing money. We can also administer all of your other loans in one place because we work for you, not the lender! Download our free report on WHY doing it yourself is so risky below.

Does my lender offer this program?
  • A small percentage of lenders offer a bi-weekly program
  • They cannot offer these services on your multiple types of loan, only on the loan you have with them

Will my loan change if I sign up for the Interest Minimizer?
  • Your loan does not change at all
  • Your lender, interest rate, and escrow all stay the same!

What if I sell my home or refinance?
  • No problem!
  • We handle all the changes for you
  • Simply call our Customer Service Department or Email Us
  • We administer to over 5,000 lenders
  • No additional charge, unlimited benefit

Is there a limit to the number of loans I can put on the Interest Minimizer?
  • There is no limit
  • You can enroll as many loans as you want
  • The more you enroll during the initial sign up the more you save!

Is there a penalty if I stop the program?
  • Stop at any time without ANY penalty
  • Restart at any time without ANY penalty
  • You have a lifetime membership, reuse it even if you move

Am I guaranteed to save money with Biweekly Payments?
  • 100% Savings Guarantee

Can I achieve the same results without the Interest Minimizer?
  • You can try, but most find it too difficult
  • Interest Minimizer is easier, safer, and more successful
  • Provides a disciplines structure that's easy to stick with
  • Very small percentage of home owners continue to prepay their mortgage at Interest Minimizer rates
  • Interest minimizer survey results - 80% made no extra payments, 100% said it was a mistake to cancel, the majority re-enrolled

I am a loan broker, originator, or real estate agent and am interested in working with people to save money like SRS, what should I do?
  • SRS is always looking to expand in the Arizona region as well as across the nation. Loan brokers, originators, and REAs have a great opportunity to help people out with our Bi-weekly Savings Plan, you can add this as a layer on ALL new loans and remods. Many loan officers across the nation are already teamed up with us in our network. Email us today!

I am not a loan broker, originator, or REA but I LOVE to help people, what can I do?
  • SRS is always looking for passionate people interested in helping people save money. If you are interested, email us your resume and why you are interested today! We are currently expanding in Arizona and across the nation. We currently are looking for someone that is bilingual in Spanish as well.
  • We also have a great Referral Program called ‘Friends Who Save’. By referring your friends, family, colleagues, heck, even strangers, we will pay you for your word-of-mouth advertising (the next time someone tells you that you have a big mouth, you can tell them at least you get paid for it).
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